What is a good fixed interest rate for a Mortgage Loan?

I would say 6.25% Fixed if its a 30 year loan and 6% Fixed if its a 15 year old. It actually depends on every single thing

LTV (Loan to value)

Fico Score (The better the lower your rate will be)

DTI Ratio (Debts to income ratio)

Downpayment (The more, the lower your rate will be)

Apart from this, shopping around with 2-3 companies is always a good idea. Actually, you need a good Loan officer whom you can trust and who you think can shop for you alot because loan officers have access to more than hundreds of banks and they can always get you the best rate, making sure they are not taking too much in their pocket!

I am a loan officer and can get you some good rates if you want.

Mohit Madaan

Loan officer

Mohit@ImpressiveLeads.com

7187753226

What is a good fixed interest rate for a Mortgage Loan?

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What is a good fixed interest rate for a Mortgage Loan?

6.5 %

What is a good fixed interest rate for a Mortgage Loan?

It varies by state, sometimes even by county within a state. The type loan, fixed or variable, and your credit history all are part of the equation. Is it a first time mortgage, a primary residence, a vacation home or a rental property? Call several mortgage companies to get a comparison.

What is a good fixed interest rate for a Mortgage Loan?

Anything below 6.5 is good for a fixed rate mortgage. You can probably get down to about a 5.875 if your credit is really good.

Just remember that interest rates are based on your credit score, Loan to Value (how much you owe against how much your home is worth), Debt Ratio, and Loan amount.

What is a good fixed interest rate for a Mortgage Loan?

If you can get 6.25% or below you are doing good. The fellow buying my place is at 6%.

It depends on your FICO score, how much of a down payment, location, etc. all the usual suspects.

If you do not do a lot of comaprison shopping you are doing yourself an injustice and may end up paying to much.

Here is a possible place to start shopping with 4 free rate quotes and lots of good information.

If you are in the market for a mortgage, home equity loan, or refinance

http://www.m-o-r-t-g-a-g-e-r-a-t-e.com has some great information. Find

out how to get up to 4 FREE No Obligation Mortgage Rate Quotes.

What is a good fixed interest rate for a Mortgage Loan?

5.50% But do you qualify and do you want it???