My credit score is around 619 can i get a mortgage loan?

my income is low but i have someone else that has been working at there job for 7 yrs

My credit score is around 619 can i get a mortgage loan?

you need a 620 for MyCommunity...that's no money down.

you will need 2.25% down payment for FHA mortgages.

also the seller will have to pay for your closing costs.

My credit score is around 619 can i get a mortgage loan?

And are they willing to cosign? Co-inhabit?

My credit score is around 619 can i get a mortgage loan?

What do you mean %26quot;you have someone else..for 7 yrs%26quot;? Are you married or is this just someone you live with? If you aren't married, don't buy a house with someone else.

If you have a credit score of 619, read the articles that tell you how to improve it, do those thingsas well as you can, and save the money so you will have a down payment.

My credit score is around 619 can i get a mortgage loan?

Home loans are now available to many people for whom they would have been out of the question just a few years ago. You閳ユ獓 be in much better shape to bargain for better interest rates if you had a more impressive credit history, but if the house you want is the deal you%26lt;!--believe it to be, a bad credit home loan can still work to your advantage.Your best bet in assuming a bad credit home loan is to pay as much cash up front as possible, and see if by doing so you can negotiate a lower interest rate.

http://badcredits.awardspace.com/homeloa...

You閳ユ獟l save enough money over the term of the loan to compensate for the sacrifices you had to make in handing over the down payment.

The bad credit home loan can be a win-win proposition for both lenders and borrowers; the lenders, thanks to the higher--%26gt;interest rates, get bigger returns on the money loaned, and the borrowers get a homes in which to build equity, and chances to restore their credit records so that the first bad credit home loans they take will also be the last!

My credit score is around 619 can i get a mortgage loan?

Mortgage rates differ a lot and are based on your credit rating and the value of the home. Before approving your loan, your lender will scrutinize your credit history. There are two types of mortgages according to the type of rate: fixed or adjustable. Consult a mortgage broker or contact the lender directly asking for quotes. This lets you decide between both the varieties of mortgages.

My credit score is around 619 can i get a mortgage loan?

Hi,

You can get it. Checkout http://mortgage.creditmortgagepro.com for some useful info and tips. Good luck!